All Cards Compared
Head-to-head comparison

KAST vs MyPal: which stablecoin card actually fits you?

KAST pairs a free virtual card with cashback and fast US transfers. MyPal keeps things radically simple: load USDT, tap your phone, done — with a built-in remittance feature and zero monthly fees. We compare fees, features and countries.

01

Quick verdict

KAST
Choose KAST if…
You want a $0 virtual card with no upfront fee, cashback of 1.5–3% plus points, or need fast US domestic transfers via Fedwire.
MyPal
Choose MyPal if…
You want the simplest possible USDT-to-spending experience, zero monthly or annual fees, Apple Pay and Google Pay from day one, and a built-in remittance feature to send USDT as local currency.
KAST pays you back on everyday spending. MyPal skips rewards to focus on simplicity and remittance — but its thinner public footprint is worth weighing before loading serious money.

In short: KAST

KAST is a custodial stablecoin card app built around USD, EUR and GBP accounts, a free virtual card and cashback of 1.5–3% plus points. It supports Fedwire for fast US transfers and multiple stablecoins including USDe and Solana-based assets, and covers 170+ countries.

In short: MyPal

MyPal is a custodial, USDT-first Visa card built around radical simplicity: load stablecoins and spend instantly across 180+ countries with Apple Pay and Google Pay support, $0 monthly and annual fees, and a built-in remittance feature that converts USDT into local currency for the recipient. It supports four deposit assets (USDT, USDC, BTC, ETH) but pays no cashback, and its company headquarters isn't publicly disclosed — a thinner public footprint than more heavily funded rivals, worth weighing before loading serious money.

02

Side-by-side comparison

KASTMyPal
Virtual card fee$0 (paid tiers up to $1,000/yr)low, varies
Physical cardfrom ≈ $40 (shipping)available
Stablecoin conversion0% (1:1, no spread)unclear
FX fee (non-USD)0.5–1.75%unclear
ATM withdrawal$3 + 2%yes (physical)
Cashback1.5–3% USD + pointsnone
Bank accountsUSD · EUR · GBP—
Transfer railsACH · Fedwire · SEPA—
Supported assetsUSDT · USDC · USDe (+SOL)USDT · USDC
Custodycustodialcustodial
Availability170+ countriesclaims 180+

Figures compiled from official fee pages (July 2026) — always verify current terms in each app before signing up.

03

FAQ

Which pays cashback?

Only KAST does — 1.5–3% plus points. MyPal currently pays no cashback at all.

Which is simpler to set up?

MyPal is built for radical simplicity: load USDT and spend immediately. KAST takes a little more setup since you're choosing between USD, EUR and GBP account details.

Which is safer to use?

Both are custodial, so the company holds your balance in each case. KAST is a more established stablecoin card app; MyPal has a thinner public footprint and its company headquarters isn't publicly disclosed — start small with MyPal and test every feature before loading serious money.

Please read

Risk notice

  • Always research any crypto product before using it — crypto balances are not covered by any bank deposit insurance.
  • MyPal's company headquarters is not publicly disclosed and its public documentation is thinner than more heavily funded competitors — start small and test every feature before loading serious money.
  • Not financial advice: this page is independent editorial content for information only and is not affiliated with KAST or MyPal.

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Try KAST → Try MyPal →
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