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Head-to-head comparison

KAST vs PokePay: which stablecoin card actually fits you?

KAST offers a free virtual card with cashback and fast US transfers. PokePay is built to be the cheapest possible entry point, especially during promotions, but pays no cashback. We compare the fees, cashback and countries.

01

Quick verdict

KAST
Choose KAST if…
You want a $0 virtual card with no upfront fee, cashback of 1.5–3% plus points, or need fast US domestic transfers via Fedwire.
PokePay
Choose PokePay if…
You want the cheapest possible entry point — around $7 during promotions — and you're already active on Asian crypto platforms PokePay integrates well with.
KAST pays you back on everyday spending at no upfront cost. PokePay skips cashback entirely to keep its own entry price as low as possible.

In short: KAST

KAST is a custodial stablecoin card app built around USD, EUR and GBP accounts, a free virtual card and cashback of 1.5–3% plus points. It supports Fedwire for fast US transfers and multiple stablecoins including USDe and Solana-based assets, and covers 170+ countries.

In short: PokePay

PokePay is a custodial crypto card app positioned as a low-cost entry point, with a virtual card around $20 (often discounted to about $7 during promotions). It supports the major stablecoins plus BTC and ETH, charges 1% conversion plus Visa's own 1–2% FX markup, and is available almost worldwide except the US and mainland China.

02

Side-by-side comparison

KASTPokePay
Virtual card fee$0 (paid tiers up to $1,000/yr)≈ $20 (promos ≈ $7)
Physical cardfrom ≈ $40 (shipping)$88
Stablecoin conversion0% (1:1, no spread)1%
FX fee (non-USD)0.5–1.75%1% + Visa 1–2%
ATM withdrawal$3 + 2%yes (physical)
Cashback1.5–3% USD + pointsnone
Bank accountsUSD · EUR · GBP—
Transfer railsACH · Fedwire · SEPA—
Supported assetsUSDT · USDC · USDe (+SOL)USDT · USDC · BTC · ETH
Custodycustodialcustodial
Availability170+ countriesglobal (not US/CN)

Figures compiled from official fee pages (July 2026) — always verify current terms in each app before signing up.

03

FAQ

Which is cheaper to start?

Both are inexpensive: KAST's virtual card is free, and PokePay often runs promotions around $7 (versus its normal ~$20). Check current app pricing since these can change.

Which pays cashback?

Only KAST does — 1.5–3% plus points. PokePay currently offers no cashback.

Which has better FX/ATM terms?

KAST charges 0.5–1.75% FX and $3 + 2% on ATM withdrawals. PokePay charges 1% conversion plus Visa's own 1–2% markup, with ATM withdrawals available on the physical card. Always confirm current fee schedules in each app.

Please read

Risk notice

  • Always research any crypto product before using it — crypto balances are not covered by any bank deposit insurance.
  • Fees, cashback rates, limits and country availability change often — verify current terms directly in each app before relying on this comparison.
  • Not financial advice: this page is independent editorial content for information only and is not affiliated with KAST or PokePay.

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